ATLANTA – Market volatility in 2025 doesn’t have to derail retirement plans if you’ve properly structured your income sources and diversified your investments. Proper retirement planning involves creating stable income buckets that aren’t totally dependent on market performance, allowing retirees to weather economic storms with confidence.
• Sequence of returns risk can pose a significant danger when withdrawing from declining investments
• Traditional retirement income approaches like dividend stocks or bonds may only yield 2-4% and can lack stability
• Professional retirement planning should involve creating guaranteed income streams of 5-6% regardless of market conditions
• Having income buckets prepared before retirement can eliminate the stress of watching markets daily
• Catch-up contributions allow those over 50 to save up to $31,000 in 401(k)s and $8,000 in IRAs annually
• Working slightly longer or part-time can significantly improve retirement security
• Review investment fees, insurance policies, and subscriptions to potentially uncover hidden savings opportunities
• Emotional preparation for retirement can be as important as financial readiness
• Diversification in retirement means more than just different market sectors—it includes stable income sources
Schedule a complimentary consultation to receive personalized retirement planning guidance at masterplanretire.com or call 770-980-9262.
