Working Beyond Retirement: The Benefits of Part-Time Jobs


ATLANTA – We explore the financial and emotional benefits of part-time employment during retirement, discussing how it can both extend retirement savings and provide a sense of purpose during this major life transition.

• Part-time work provides social connections and purpose when transitioning from decades of career identity
• Working in retirement can help extend retirement funds by supplementing income and reducing the need to deplete savings
• Delaying Social Security through part-time income can increase benefits by 6-8% per year
• Continuing to earn income allows for ongoing retirement account contributions rather than withdrawals
• Working part-time may help improve Social Security calculations by replacing “zero” years in the 35-year formula
• Popular retirement job options include freelancing, consulting, retail positions, teaching, and tutoring
• Creative options include renting property, selling on Etsy/eBay, blogging, creating online courses, and tutoring
• Choose work aligned with your personal interests and desired lifestyle flexibility

Visit masterplanretire.com to schedule a complimentary consultation or call 770-980-9262 to start creating your comprehensive retirement roadmap.

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